How Should Homebuyers Navigate 2025? Each new year, millions of renters resolve to finally become homeowners. The turn of the calendar seems to offer new hope of finding a home, setting down roots, ...

Truth is, crypto cannot be used directly as collateral for conventional, FHA, VA, or USDA home loans. These require dollars.

Crypto mortgages are a new type of mortgage where the crypto is the collateral, not the house. Those with large holdings ...

A MortgageResearch.com analysis reveals a sobering milestone for the Class of 2025: The average college graduate is unlikely ...

What does it take to lower your interest rate by a full percentage point? There are several different strategies you can use to reduce your monthly costs. You can even combine multiple techniques in ...

Manufactured homes are typically more affordable than traditional homes. But first you have to pass the appraisal process.

What Are $100 Down HUD Homes? The Department of Housing and Urban Development, better known as HUD, offers its foreclosed homes for just $100 down. Why? When someone gets an FHA loan, but doesn’t make ...

A down payment shouldn't be determined simply by how much you have (or don't have) saved. A seasoned loan officer describes ...

What Is a Detached Condominium? A detached condominium is a free-standing condominium unit within a condo development. Instead of looking like an apartment like most condos, it is “detached” from ...

Average home prices of $1 million, $2 million or even $4 million? This is not uncommon in many cities in the Pacific ...

What Is A Housing Bubble? First things first, what is a housing bubble? By definition, it’s when home prices are artificially high — too high to be supported by the demand for homes. Price bubbles can ...

Government-backed FHA loans make home ownership more accessible to first-time and repeat homebuyers needing a low down payment.