USDA guidelines set waiting periods for obtaining a mortgage following adverse credit events such as bankruptcy, foreclosure, ...

Truth is, crypto cannot be used directly as collateral for conventional, FHA, VA, or USDA home loans. These require dollars.

Crypto mortgages are a new type of mortgage where the crypto is the collateral, not the house. Those with large holdings ...

A MortgageResearch.com analysis reveals a sobering milestone for the Class of 2025: The average college graduate is unlikely ...

Manufactured homes are typically more affordable than traditional homes. But first you have to pass the appraisal process.

Average home prices of $1 million, $2 million or even $4 million? This is not uncommon in many cities in the Pacific ...

A down payment shouldn't be determined simply by how much you have (or don't have) saved. A seasoned loan officer describes ...

What Is a Detached Condominium? A detached condominium is a free-standing condominium unit within a condo development. Instead of looking like an apartment like most condos, it is “detached” from ...

What does it take to lower your interest rate by a full percentage point? There are several different strategies you can use to reduce your monthly costs. You can even combine multiple techniques in ...

A construction-to-permanent loan is a single loan that covers your land purchase and home construction and converts to a ...

Government-backed FHA loans make home ownership more accessible to first-time and repeat homebuyers needing a low down payment. While they’re a mortgage product, VA loans are also a job benefit for ...